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Writer's pictureRobyn D

Wedding Budgeting 101

Updated: Nov 12

Your Guide for Planning the Best Use of Your Money on Your Wedding Day.


There are many different ways to plan your budget, so this guide will give you all of the basics and advice on making your money worth every penny.

Everyone wants their wedding to go off without a hitch - knowing what's important to you and where your money is going to be sure each detail is cared for is vitally important for the best outcome on your big day. After witnessing nearly 200 weddings and hearing the joys and complaints from Brides, Grooms and their families and friends, these pieces of advice are bound to help you plan for the best and avoid the mistakes that could otherwise give you headaches on your wedding day.


Where does the money usually flow to and where should it go? Let's break it down!


A Breakdown of The Basics

Ceremony - Venue space, officiant, chair rentals, non-flower décor, guest gifts (ie fan), recessional send off (bubbles, petals, etc) Reception Venue Food - Cocktail hour, reception dinner, food truck Flowers & Décor - Archway flowers, linens, guest book, bouquets, aisle décor, head table décor, centerpieces, cake table décor, lighting.

Entertainment - DJ, Live Musicians, Entertainers like dancers or dance instructors, tarot card readers, poker table rentals, etc. Cake/Desserts Photography Videography Alcohol Attire - Bridal gown, grooms suit, groomsmen ties, boutonnieres, corsages, hair and makeup, cufflinks Rehearsal Dinner - Venue, invitations, food and décor Stationary & Gifts - Schedule/Programs, Save the Date, Wedding Invitations, Guest Favors, Bridal Party Gifts Miscellaneous - Wedding website, room rental, transportation, unexpected expenses, reception send-off (ie sparklers, horse & carriage ride, etc)


Part 1: What's the Most Important To You?

Part 2: Budget Suggestions Part 3: All-Inclusive Venue or Separate Vendors?

Part 4: The Budget Breakdown Part 5: Examples


 

Part 1: What's The Most Important To You? Everyone values things differently - now is the time to figure out what's the most important to you and your love, be it the food, photography, or maybe the venue of your dreams.


Write down or print out the list above and begin by putting a star next to the 4 items you feel are the MOST important to you. Then, underline the 4 next most important items. Soon we will break down the numbers and rearrange the budget to be sure that what your heart wants on your big day is taken care of first.


 

Part 2: Budget Suggestions

After hearing wedding wishes and woes for 11+ years, I'm going to share the most important ones I've heard and experienced so far!


Always. Get. A. Good. Photographer/Videographer Okay, yeah, I'm a bit biased... but it's true! Having those moments captured for eternity is super important - be sure to do your research before choosing a photographer. Skimping here can mean a world of woes when you end up with missing moments and blurry images of the most important day of your life. Photographers can cost anywhere from $1,000 for an inexperienced photographer up to $15,000 for a highly experienced photographer - personally, I wouldn't spend less than $3,000 to at least weed out folks with less than 30 weddings under their belt. Videographers are even more expensive! The post-processing work they need to do to create a great video for you can take hundreds of hours - so expect to pay no less than $2,500 for a newer videographer and up to $20,000 for a truly skilled and experienced video guy/gal! Let your guests party hearty Want to have a high-energy, exciting kind of wedding? Offering champagne before your ceremony and a beer barrel (or beer burro - yes... a donkey that carries beer and often wears a sombrero) at cocktail hour makes for a fun-loving crowd! To keep from your party getting too sloshed, offer an open bar for the first 2 hours of the Reception, then move to a cash bar to close out the night.


Don't Forget the DJ

Underestimating the importance of a great DJ or band can end your day with lots of awkward moments. A great DJ or band knows how the flow of the day goes and is sure to keep the energy high, the timeline followed, and your guests interacting with each other for a super fun day/night.


Planning is Gold There are different levels of wedding planners/coordinators, any of which could make a huge difference in making your wedding day and the months before MUCH easier. Having any level of planner is a must.

A Wedding Consultant is likely to cost you $40-150/hr - Their purpose is suggesting locations, decorations, photographers, caterers and other vendors for your day. This is great for people who are planning their own wedding but would like basic assistance in decision-making.


A Day-Of Wedding Planner will be sure everyone follows the schedule, your guests are taken care of, and any issues with vendors that come up are dealt with on the spot for somewhere between $500-2000

A Full Service Wedding Planner will cost decent money (up to $8,000 for full service for a large wedding) but their important jobs will include helping you make major decisions, creating and helping with following the timeline, arranging transport, assist with set up and take down, coordinate rehearsals discuss wedding logistics, negotiate vendor contracts, contact vendors, schedule appointments and ensure that day-of activities run smoothly.

Safe Places to Save Money If you need to pinch a few pennies, here are some bits of money-saving advice that won't make you feel like you'll regret parts of your wedding day. Save the flowers for the later hours! The act of saying "I do" doesn't really need much extra fluff (décor). The focus should be on you and your love and the joy your guests feel in sharing in that moment. Most of your guests memory-making is going to happen during the reception, so finding an amazing but affordable ceremony spot and saving on the ever-expensive flowers is a sure way to save several thousand dollars. Skip the Save The Dates - cutting back on stationary and saving some trees in the meantime is another safe route to putting back a few dollars that can go towards more important items on your list. Save a few thousand dollars by offering a cash bar! Put a couple of cheap champagne or wine bottles on each table to get everyone started and they can pay for the rest of their drinking endeavors. Do you really need a fancy cake? A beyond-basic designed wedding cake for 100 people can cost $1,000. Consider getting a tiny basic cake for your cake-cutting photos, then have your venue prepared with a basic Costco cake... no one will know the difference and you've saved over $800!


 

Part 3: All-Inclusive Venue or Separate Vendors?


If you've already got an all-inclusive venue booked or you're interested in going that route - read on to hear what All-Inclusive venues usually offer, Pro's & Con's and a breakdown specific to you! The idea of having the stress off of your shoulders by having most aspects of your day covered by an all-inclusive venue is certainly temping! Many venues offer packages that are presented to give you "more bang for your buck". And it certainly is a weight off knowing your catering, décor and photographer are being provided by the same place - less phone calls and names to remember, right? Let's go through some pro's and con's of these types of venues. PROS: It's usually more cost effective More convenient Saves Time CONS: Your options are limited and you may not love all of the vendors and options provided Give up control of your day Less Personal/Unique Be aware that choosing your vendors yourself is more work, more contracts to read and sign, and you may spend more money in the end, but you get to choose every vendor that fits your perfect vision. Imagine after seeing a million Pinterest pictures and dreaming up your perfect album in your mind.... and being stuck with a photographer that totally doesn't fit your vibe. Or being a foodie stuck with menu that offers the most basic of meals.

 

Part 4: The Basic Budget Breakdown - If you're not using an all-inclusive wedding venue


Alcohol - 6% Cakes/Desserts - 3% Ceremony - 7% Entertainment - 7% Food - 17% Flowers & Décor - 14% Photo/Video - 15% Planner - 13% Reception Venue - 18%
Okay, so you've selected the 8 most important items from the list at the top of the article... now it's time to make some adjustments to fit your needs better! Here's the part that takes some work! Get your pen and paper and get ready for some writing!

If you already know you're going to be using a friend's backyard for your venue or got a sick deal on catering or you're making your own decorations with a cost you've already set, move the freed up percentages from that and add it to your top 4 most important categories. Take percentage points away from the 5 categories you did not star or underline and move it to the 4 starred categories you felt were the most important.


Next, move percentage points from the remaining 3 categories and move it to the 4 categories you underlined as 2nd most important

 

Part 5: Examples

Example 1 - $10,000

Ceremony: $500-$700

Reception Venue: $1,500-$2,000 Photo/Video: $1,000-$1,500 Cake & Desserts: $200-$300 Food: $1,500 Alcohol: $500 Flowers & Decor: $1,000-$1,400 Entertainment: $700-$1000 Attire: $500-$800 Planning/Coordinating: $700-$1500 Stationary & Gifts: $500-$700 Rehearsal Dinner: $300 Misc: $700


Example 2 - $25,000 Ceremony: $1,250-$1,750 Reception Venue: $3,750-$5,000 Photo/Video: $2,500-3,750 Cake & Desserts: $500-$750 Food: $3,750 Alcohol: $1,250 Flowers & Decor: $2.500-$3,500 Entertainment: $1,750-$2,500 Attire: $1,250-$2,000 Planning/Coordinating: $1,750-$3,750 Stationary & Gifts: $1,250-$1,750 Rehearsal Dinner: $750 Misc: $1,750



Example 3 - $70,000

Ceremony: $4,000 Reception Venue: $10,000 Photo/Video: $9,000 Cake & Desserts: $1,500 Food: $10,000 Alcohol: $3,500 Flowers & Decor: $8,000 Entertainment: $4,200 Attire: $4,000 Planning/Coordinating: $7,800 Stationary & Gifts: $2,000 Rehearsal Dinner: $4,000 Misc: $2,000


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